5 Ways To Save Money All Year Round

5 Ways To Save Money All Year Round

The colder it gets, the higher your bills will hike. But the same goes for summer, too! Whether it’s due to your electric bills, heating, or more, just about everyone feels the financial cost of comfortable living. So how can you cut down on the way seasons are cutting into your paycheck? Take a look at these tips and tricks below to see what you can do to pinch a few pennies all throughout the year.

Focus On Insulation

A vast majority of issues with temperature is caused by poor insulation, especially when it comes to losing heat during winter. Take the time to ensure that your walls have the right amount of insulation to keep the temperature of your home regulated well. Make sure that your doors and windows are sealed properly, too. If they aren’t, that’s giving heat plenty of space to escape and allowing hot air to come in when you’re trying to keep things cool during summer.

Dress Warmly

You wouldn’t believe the amount of money you could save just by being a little more frugal with your thermostat. Instead of keeping the heat cranked high all day and night, try leaving it low while you’re away at work. You may even be able to turn it down while you sleep at night, relying instead on warm clothes to keep your temperature comfortable. Not everyone likes the idea of bundling up when they go to bed, but just adding some socks or a cozy sweater can make a big difference in your personal heat retention.

Watch Your Spending

During summer, mindless spending is at an all-time high. During winter, holiday sales will often make people more inclined to spend money they simply don’t have. A foolproof way of saving money around the clock is by creating a reasonable budget and making a big effort to stick to it. It’s okay to slip up every now and then just as long as you always get back on the horse and keep trying. This is also a great habit to get into if you have children, who will learn their earliest financial lessons from you.

Watch Your AC Costs

One great way to save money in the summer is to keep your home cool without running your AC into the ground. There are plenty of tips out there for keeping a comfortable home without breaking the bank, including keeping your blinds shut during the day to keep the sun out and setting up fans to keep cool air circulating throughout the house. As mentioned earlier, ensuring that your doors and windows are properly sealed can also make a world of difference.

Check Your Daily Expenses

You might be surprised to see just how much money you spend in a single day, a week, or a month. Little purchases like gifts, eating out, coffee, or online shopping can add up quickly. What you think is five dollars here and there can quickly end up being hundreds of dollars by the time your monthly bill rolls around. To stop this from happening, monitor your daily expenses carefully and see where you can cut back.

The path to saving money can seem like a steep one. However, just a few little life changes can actually make a huge difference when it comes to the amount of money you’re saving and spending every month. In turn, those monthly savings will add up and net you enough money to go on nice summer vacations or do a few extra family outings that you might not have been able to before. Give these tips a try and see for yourself what a difference they make!

About Rachel

Rachel Akers writes about crafts, recipes, and features the adventures of a family of 4. It is always crazy but I wouldn't change it for the world! Comments or questions? Talk to me on Facebook or Twitter or sign up for our RSS feed to have future articles delivered to your feed reader.